Choosing Your Own Policy vs Lender-Bundled Credit Life Insurance | क्या आप अपनी पॉलिसी चुन सकते हैं या लेना होगा ऋणदाता का क्रेडिट लाइफ इंश्योरेंस?
Can borrowers in India opt for their own life cover instead of lender-bundled credit life insurance? A practical, insurer-independent guide explaining rights, steps to make a self-purchased policy acceptable, pros and cons, and a checklist before accepting such cover with a loan.