Can Retirement / Pension Plans Work Alongside Employer Cover or Public Schemes? | क्या पेंशन योजनाएँ नियोक्ता कवरेज या सार्वजनिक योजनाओं के साथ काम कर सकती हैं?
A practical, insurer‑neutral guide explaining how personal Retirement / Pension Plans can complement employer cover and public schemes (EPF, NPS, APY) in India — benefits, overlaps, tax and inflation considerations, and a worked example to plan better.