Which Counts More at Claim Time: Claim Settlement Ratio or Policy Wording? | दावे के समय क्या ज्यादा मायने रखता है: क्लेम सेटलमेंट रेशियो या पॉलिसी वर्डिंग?
A clear comparison of claim settlement ratio and policy wording. Learn why a high claim settlement ratio is helpful but not a guarantee—policy wording, exclusions and policy interpretation decide outcomes at claim time.